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車險駕乘險是否有必要購買?車險駕乘險、座位險和意外險哪個更好?

被保險人在本合同生效之日起一百八十日內因疾病身故或身體高度殘疾，本合同終止，本公司按本合同所交保險費(不計利息)×105%給付身故或身體高度殘疾保險金;被保險人因前...

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